Your insurance company has adjusters and lawyers. Now you do too.
AI that drafts your demand letter, coaches you live on adjuster calls, and shows what your claim is actually worth.
Flat fee per claim. Never a percentage of your settlement.
Claim CLM-2419
2021 Honda Accord · Rear-end collision · Texas
Demand letter — draft 2
Ready to sendRE: Claim CLM-2419 — Formal Demand for Settlement
To the Claims Department:
This letter constitutes a formal demand for $11,362 in connection with the above-referenced claim, itemized as follows: vehicle repair ($8,450), diminished value ($2,300), and rental reimbursement ($612).
The diminished-value figure reflects pre-accident market comparables for a 2021 Honda Accord EX-L with a clean title history. Supporting documentation is enclosed, including the repair estimate, rental receipts, and three comparable listings…
Itemized demand
- Vehicle repair$8,450
- Diminished value$2,300
- Rental reimbursement$612
- Total demand$11,362
Delivery
Tracked delivery creates a paper trail the insurer can’t claim it never received.
Built for claims against every major U.S. insurer
State-by-state fault rules, deadlines, and carrier playbooks for all 50 states.
The people who can help you all take a cut. We don’t.
On the $11,362 claim above, here is what each path costs you:
Handle it alone
First offers routinely run thousands below documented damages.
Unpaid damages
Public adjuster — 10–30% of settlement
And most won't take a claim this small.
−$1,136 to −$3,409
Contingency attorney — 33%+
Plus case costs, deducted from your settlement.
−$3,749
InsurifyAI — flat fee
Standard tier. You keep $11,322 — 100% of your settlement.
−$39.99
One flat fee buys the whole toolkit.
Tell us what happened, upload your policy, and the platform builds your case.
- Demand letters
- Drafted from your policy and damages, exported to PDF, sent USPS certified with tracking.
- Damages calculator
- Repair, diminished value, rental, lost wages — itemized so nothing is left out.
- Settlement review
- Paste the adjuster's offer; see exactly what it misses and by how much.
- Policy analysis
- Coverage limits, deductibles, and exclusions parsed from your actual policy.
- Vehicle appraisal
- KBB, Edmunds, and NADA values plus NHTSA history in one report.
- Live call coaching
- Real-time guidance during adjuster calls — plus AI practice calls to rehearse first.
- Deadline tracker
- Your state's statute of limitations and the insurer's prompt-pay clocks, counted down.
- State playbooks
- Fault rules, deadlines, and insurer profiles for all 50 states.
- Claim strength score
- Where your case is strong, where it leaks, and what evidence fixes it.
- Certified mail & notarization
- USPS certified delivery and remote online notarization, booked from the claim.
- Timeline & records
- Every call, email, document, and expense logged — your whole paper trail in one place.
- AI claims assistant
- Ask anything about your claim; answers grounded in your documents and your state's rules.
How a claim moves through InsurifyAI.
From the accident to the check, every step has the work done for you.
- 01File
Answer a few questions about the accident and upload your policy. We parse your coverage, deductibles, and exclusions, and start your state's deadline clocks.
Policy analysis · Deadline tracker · Timeline
- 02Build the case
The damages calculator itemizes repair, diminished value, rental, and injury reserves. The engine drafts a demand letter calibrated to that number and your state's rules.
Damages calculator · Demand letters · Vehicle appraisal
- 03Negotiate
Send the demand by certified mail with tracking. When the adjuster calls, the call coach feeds you live guidance — and flags every lowball tactic and risky question.
Certified mail · Live call coaching · Practice mode
- 04Settle
Paste any offer into the settlement review to see exactly what it leaves on the table. Counter with the gap quantified — and close for what the claim is actually worth.
Settlement review · Claim strength score · AI assistant
Pay once per claim. That’s it.
Starter
$19.99 /claim
For a simple claim that needs a boost.
3 AI-generated letters · Basic claim timeline · Insurance glossary access · Document upload + AI parsing · Email support
Standard
$39.99 /claim
Everything to handle your claim with confidence.
Unlimited AI letters · Vehicle appraisal + history report (1 free) · Claim analytics dashboard · Damages calculator · Legal resources hub · Priority support
Pro
$79.99 /claim
Full toolkit with coaching, strategy AI, and premium services.
Everything in Standard · Real-time call coaching · AI strategy assistant · Screen overlay · 1 free certified mail per claim · 1 free notarization per claim · Dedicated support
Add-ons when you need them: vehicle history reports from $14.99, remote notarization from $25, certified mail from $14.99, or the $79.99 Claims Action Package. Full pricing →
Questions, answered straight.
Don’t settle for the first offer.
Start your claim in minutes. If it doesn’t help, there’s a 30-day money-back guarantee.
Start your claim